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173 Stowe Street, Toms River, NJ, 08753

4beds
2baths
1,808sqft
$599,888
$332price/sqft
$4,376/moest. monthly cost
$175,040/yrincome needed

About This Home

Lovely home nestled in the highly-sought after Georgetown neighborhood! Main level features open living/dining room, updated kitchen with slider going out to a deck, full bath, and 3 bedrooms. Lower level features a cozy family room with fireplace, 1 bedroom, full bath, flex room, and 1 car garage. Large fully fenced in yard with in-ground pool provides a canvas to create your personal outdoor oasis. Convenient access to shopping, major highways, and a quick drive to the beach. Must see!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Timberline

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Other,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,808 sqft

Property

Details

  • Parcel number: 08004423600009

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Indoor
  • Exterior features: Swimming

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$252$3,024
Property Taxes $892$10,704
Electricity $199$2,391
Total$4,376$52,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,034/yr
40% on housing$131,280/yr
45% on housing$116,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 08753$322
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08753$312
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$588,888
2026-07-02Listed for sale$599,888
2024-03-06Listing removed--
2024-02-14Listed for rent$3,300
2023-12-25Listing removed--
2023-11-25Listed for rent$3,300
2023-10-17Sold$470,000
2023-09-07Pending sale$489,000
2023-07-30Listed for sale$489,000
2023-07-18Pending sale$489,000
2023-07-02Listed for sale$489,000
2021-06-17Sold$369,000
2021-03-16Pending sale$369,000
2021-03-06Listed for sale$369,000

For Sale by Agent

AgentJulie L Choy
BrokerageRE/MAX Revolution

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