See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

469 River Ter, Toms River, NJ, 08755

3beds
2baths
1,617sqft
$629,000
$389price/sqft
$4,563/moest. monthly cost
$182,520/yrincome needed

About This Home

Move-In Ready Beauty with Dream Yard, Sunroom & Space for Everything You Love The moment you walk in, this home just feels right. Warm, inviting, and thoughtfully updated, this 1,617 sq. ft. homeoffers the perfect balance of comfort, style, and everyday functionality. With 3 bedrooms, 1 full bath, and 1 half bath, it’s the kind of space that instantly feels like home. You’re welcomed by rich hardwood floors throughout and a bright, open layout that naturally brings people together. The kitchen is truly the heart of the home—featuring granite countertops, stainless steel appliances, and a layout that lets you stay connected to everything happening around you. Picture yourself cooking while overlooking the dining area, keeping an eye on the backyard, or even watching TV as you prep meals. There’s also room to add a center island if you’ve been dreaming of one. The spacious living room with a stunning brick fireplace creates that cozy, can’t-wait-to-get-home feeling—perfect for relaxing nights or hosting family and friends. Just beyond, a beautiful rear addition offers a flexible space that can be your sunroom, TV room, or peaceful retreat, filled with natural light. Everything has been thoughtfully refreshed, including a newly renovated bathroom (2025), fresh paint throughout (2024), and custom blinds that add a polished, finished touch. Downstairs, the partially finished basement gives you the extra space everyone wants—ideal for a playroom, gym, or cozy hangout area—plus a clean, dry unfinished section for storage. A new washer (2025) and dryer make daily living even easier. Step outside and fall in love with the space that truly sets this home apart. The fully fenced, oversized yard (1/3 acre) is a rare find—perfect for entertaining, relaxing, or creating your dream outdoor oasis. Enjoy tiered garden beds, two raised beds near the home, and a beautiful patio/side porch just off the sliding doors—imagine summer barbecues, morning coffee, or evenings under the stars. A 10-foot gate adds convenience and flexibility for larger access for heavy machinery, quads, ATVs you name it. But the best part is the backyard sits on land that is reserved and can’t be built on. There’s trails back there that are great for quads, walks, and when it snows, it’s beautiful like a winter wonderland! And the parking? It’s a game-changer. You’ll have room for 5 cars in the driveway and garage, plus 2–3 additional spaces in front of the home, along with dedicated space for an RV, boat, camper, or trailer—something you rarely find. With its warmth, updates, flexible spaces, and incredible outdoor living, this home offers more than just a place to live—it offers a lifestyle. Homes like this don’t last. Schedule your showing today before it’s gone.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,617 sqft

Property

Details

  • Parcel number: 08005330100014

Features

  • Exterior features: Other,Vinyl,Wood,Brick
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Earthquake
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$255$3,060
Property Taxes $935$11,220
Electricity $193$2,318
Total$4,563$54,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,445/yr
40% on housing$136,890/yr
45% on housing$121,680/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 08755$291
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08755$285
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$629,000
2021-03-24Listing removed--
2015-03-26Sold$286,000
2015-02-13Listed for sale$299,900
2014-11-05Sold$150,000
2014-09-19Listed for sale$152,500
1998-10-27Sold$118,000

For Sale by Owner

AgentProperty Owner

Similar Homes