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118 Joanna Drive, Toms River, NJ, 08753

3beds
3baths
2,302sqft
$739,900
$321price/sqft
$5,405/moest. monthly cost
$216,200/yrincome needed

About This Home

Welcome to this beautifully expanded 2,310 sq ft ranch showcasing pride of ownership. The eat-in kitchen features stainless steel appliances, breakfast bar, and skylight, opening to a spacious family room--ideal for everyday living and entertaining. Enjoy an updated main bath and a large primary suite with walk-in closet and private en-suite. Additional highlights include a bright dining area, cozy living room, and hardwood floors throughout. The finished basement offers a bonus room, possible 4th bedroom, full bath, and ample storage with direct garage access. Outdoor features include a screened porch, raised patio with fire pit, and tiered landscaping. Oversized 2-car garage.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Architectural style: Expanded Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 232
  • Dimensions: 11.6 x 20

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Full,Partially Finished

Bedroom

  • Area: 128
  • Dimensions: 12.8 x 10

Bedroom

  • Area: 135.45000000000002
  • Dimensions: 12.9 x 10.5

Bedroom

  • Area: 100.62
  • Dimensions: 12.9 x 7.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 192
  • Dimensions: 12 x 16

Family Room

  • Area: 345.4
  • Dimensions: 15.7 x 22

Features

  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,3+ Zoned Heat
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,302
  • Total interior livable area: 2,302 sqft

Kitchen

  • Area: 214.2
  • Dimensions: 12.6 x 17

Living Room

  • Area: 240
  • Dimensions: 15 x 16

Other

  • Area: 267.15
  • Dimensions: 19.5 x 13.7

Rec Room

  • Area: 315
  • Dimensions: 15 x 21

Property

Details

  • Parcel number: 08005401300009
  • Zoning description: Neighborhood
  • Exclusions: Garage Refrigerator,Personal Property

Features

  • Stories: 1
  • Exterior features: Swingset,Lighting

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Double Wide Drive,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$311$3,732
Property Taxes $1,100$13,200
Electricity $253$3,045
Total$5,405$64,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,314/yr
40% on housing$162,150/yr
45% on housing$144,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 08753$322
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08753$312
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$739,900
2022-06-15Sold$645,000
2022-04-10Pending sale$575,000
2022-04-10Contingent$575,000
2022-04-01Listed for sale$575,000
2019-06-14Sold$345,000
2019-04-13Pending sale$349,900
2019-03-25Listed for sale$349,900
2016-09-08Sold$315,000
2016-07-08Pending sale$325,000
2016-06-09Listed for sale$325,000
2000-04-20Sold$175,000

For Sale by Agent

AgentEric Dea
BrokerageEXP Realty

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