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81 River Drive, Toms River, NJ, 08753

2beds
1baths
807sqft
$334,900
$415price/sqft
$2,449/moest. monthly cost
$97,960/yrincome needed

About This Home

Welcome to 81 River Drive in Toms River! This charming 2-bedroom, 1-bath ranch features a bright, open layout with new gray vinyl plank flooring and an updated kitchen with stainless steel appliances, quartz countertops, and modern finishes. The bathroom has been stylishly remodeled with subway tile accents. Recent upgrades include a brand-new roof, new back door, and replaced windows for added peace of mind. Enjoy a fenced yard perfect for relaxing or entertaining, all in a convenient location near shopping, dining, and the Jersey Shore.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 807
  • Total interior livable area: 807 sqft

Property

Details

  • Parcel number: 08007060200082
  • Exclusions: Washer,Personal Property

Features

  • Stories: 1

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 40 x 85

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$141$1,692
Property Taxes $422$5,064
Electricity $193$2,318
Total$2,449$29,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,965/yr
40% on housing$73,470/yr
45% on housing$65,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 08753$323
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08753$312
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$350,000
2025-11-14Listing removed$350,000
2025-10-05Listed for sale$350,000
2022-03-09Sold$250,000
2022-02-09Pending sale$249,999
2022-01-20Listed for sale$249,999
2021-11-19Pending sale$249,999
2021-11-19Contingent$249,999
2021-10-26Listed for sale$249,999
2021-10-19Pending sale$249,999
2021-10-16Contingent$249,999
2021-09-20Price change$249,999
2021-09-15Listed for sale$269,999
2021-07-20Sold$115,000
2000-08-17Sold$85,000

For Sale by Agent

AgentRobert Canfield
BrokerageNextHome Shore Success

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