3 Cove Point Road, Toms River, NJ, 08753
About This Home
TBB Check out this luxurious waterfront new construction with 5 bedrooms and 4 bathrooms! There is an expansive open living space on the first level due to less pilings. Enjoy breathtaking north-facing views of the Barnegat Bay in the tranquil and protected Shelter Cove, tucked away on a quiet cul-de-sac. This home is located just steps from Shelter Cove Park, offering a bay beach, tennis and pickleball courts, basketball courts, soccer and baseball fields, and a children's playground. You'll also be close to Cattus Island County Park, as well as ocean beaches and boardwalks. Come experience stunning sunrises and sunsets right from your own home! Building will start in December and the expected completion is in 2026.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Pillar/Post/Pier
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Elevator
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,439
- Total interior livable area: 3,439 sqft
Property
Details
- Parcel number: 08007241800017
Features
- Stories: 3
- On waterfront: Yes
- Waterfront features: Bayfront,Bulkhead
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,630 | $139,560 |
| Home Insurance * | $969 | $11,628 |
| Property Taxes | $3,000 | $36,000 |
| Electricity | $379 | $4,549 |
| Total | $15,978 | $191,736 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $2,300,000 |
| 2025-11-16 | Listed for sale | $1,999,999 |
| 2024-06-24 | Sold | $995,000 |
| 2024-05-03 | Pending sale | $995,000 |
| 2024-04-26 | Listed for sale | $995,000 |
View on Zillow