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786 Nebraska Avenue, Toms River, NJ, 08753

4beds
2baths
1,665sqft
$525,000
$315price/sqft
$3,849/moest. monthly cost
$153,960/yrincome needed

About This Home

Spacious four bedroom, two full bath Cape Cod is located in a beautiful neighborhood. Newer HVAC system, and hot water heater. Wood burning fireplace, fenced in private yard. Full basement waiting to be finished. Close to restaurants, beaches and the parkway.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,665
  • Total interior livable area: 1,665 sqft

Property

Details

  • Parcel number: 0800728000000033
  • Exclusions: PERSONAL BELONGINGS

Features

  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$221$2,652
Property Taxes $781$9,372
Electricity $193$2,318
Total$3,849$46,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,965/yr
40% on housing$115,470/yr
45% on housing$102,640/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 08753$322
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08753$312
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$540,000
2026-03-16Pending sale$530,000
2026-03-01Listed for sale$530,000
2026-01-19Listing removed$530,000
2026-01-15Listed for sale$530,000
2025-12-17Listing removed$549,000
2025-07-29Price change$549,000
2025-07-14Price change$569,000
2025-06-16Listed for sale$589,000
2022-08-28Listing removed--
2022-08-04Price change$449,999
2022-07-23Price change$459,999
2022-07-19Price change$469,999
2022-07-08Price change$499,999
2022-07-08Price change$484,999
2022-06-23Listed for sale$499,999
2006-06-26Sold$365,000
2002-07-02Sold$202,000

For Sale by Agent

AgentPaul Verdicchio
BrokerageHalo Realty

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