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425 8th Avenue, Seaside Heights, NJ, 08751

4beds
3baths
2,184sqft
$1,625,000
$744price/sqft
$10,489/moest. monthly cost
$419,560/yrincome needed

About This Home

Welcome to serene waterfront living in Ortley Beach, where days begin on the lagoon and evenings end with glowing sunset views. This bayfront charming colonial offers 4-bedroom, 2.5-bath is designed for entertaining and enjoying life by the water. The open main level includes a spacious kitchen flowing into the dining and family areas. Sliding doors extend the living space outdoors to a waterfront deck for dining and grilling after a day at the beach on on the boat. An upper deck off the 2nd-floor bedrooms offers a peaceful perch for morning coffee and reading. The large yard has a hot tub, room for a future pool, oversized outdoor shower/private dressing area and approximately 65 feet of bulkhead for boat access along the lagoon. Don't miss this chance for fine waterfront living.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shore Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Recessed Lighting
  • Flooring: Ceramic Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,2 Zoned Heat
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Property

Accessibility

  • Accessibility features: Handicap Equipped

Details

  • Parcel number: 08010970100062
  • Zoning description: Residential, Single Family
  • Exclusions: Personalities.

Features

  • Stories: 2
  • Exterior features: Dock,Outdoor Shower,Storage
  • Has spa: Yes
  • Spa features: Indoor Hot Tub,Outdoor Hot Tub
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Bayfront,Bayside,Bulkhead,Lagoon

Lot

  • Lot size: 6,098 sqft
  • Features: Cul-De-Sac,Oversized

Parking

  • Parking features: Gravel,Driveway,Off Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,216$98,592
Home Insurance *$482$5,784
Property Taxes $1,551$18,612
Electricity $240$2,889
Total$10,489$125,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$359,622/yr
40% on housing$314,670/yr
45% on housing$279,706/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$744This listing

vs Other Active Listings

Avg $/sqft

ZIP 08751$434
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08751$485
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$1,625,000

For Sale by Agent

AgentTheresa Sayia
BrokerageChilders Sotheby's Intl Realty

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