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13 Tobago Ave, Toms River, NJ, 08753

7beds
6baths
4,113sqft
$1,399,000
$340price/sqft
$10,197/moest. monthly cost
$407,880/yrincome needed

About This Home

One of a kind, Mother / Daughter Custom home that must bee seen! This home offers the most magnificent sunsets! You will feel like everyday is a gift! There really is too much to list for this one! The main house has 5 bedrooms & 3.5 baths. The first floor offers a 3 car oversized garage, formal living room, a primary suite, pantry, laundry, kitchen, den, dining room, office/bedroom & sunroom. Upstairs you will find a loft den, 2 bedrooms, a full bath & a primary suite. Now don't forget to drop into the ''second'' home featuring a living room, dining room, kitchen, 2 bedrooms, full bath & laundry. The real star is the property! Mother Nature will WOW you with million $$ views! Pool house w/bathroom, bar, inground pool, screened outdoor room, shed, dock, boat ramp & so much more. One of the largest waterfront lots! Almost 1/2 acre.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Cooktop,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Features

  • Breakfast Area,Butlers Pantry,Eat-in Kitchen
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,113

Heating & Cooling

  • Heating features: Baseboard,Zoned,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,113
  • Total interior livable area: 4,113 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0801500 1500026
  • Zoning: R75
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Deck,Patio,Porch
  • Waterfront features: Lagoon

Lot

  • Lot size: 0.49 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$589$7,068
Property Taxes $2,081$24,972
Electricity $453$5,440
Total$10,197$122,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$349,611/yr
40% on housing$305,910/yr
45% on housing$271,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 08753$322
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08753$312
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,500,000
2026-03-21Listed for sale$1,700,000

For Sale by Agent

AgentJennifer Binkley
BrokerageRE/MAX at Barnegat Bay - Toms River

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