203 Gilford Avenue, Island Heights, NJ, 08732
About This Home
Who's ready to make a splash this summer? This 4 bedroom, 3 bath Ranch in the charming, quaint community of Island Heights is a true entertainer's home! The spacious kitchen features stainless appliances, abundant cabinetry, and a breakfast bar that flows into the living, dining, and family rooms, perfect for gatherings. Three generously sized bedrooms share a hall bath, while the oversized primary suite offers two closets (one walk-in), a full bath w/garden tub, and private yard access to sit on the deck with your morning coffee. Step outside to your fenced resort with an inground pool & covered pavilion that is ideal for hosting all season long! Big ticket items already done incl. roof, heating, and AC (2024.) There's a basement and attic for added storage. Come take a look!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Timberline
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Recessed Lighting
- Flooring: Tile,Wood
- Attic: Attic
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,806
- Total interior livable area: 2,806 sqft
Property
Details
- Parcel number: 1100043000000009
- Zoning description: Residential, Single Family
- Exclusions: Personal items,washer and dryer
Features
- Stories: 1
- Private pool: Yes
- Pool features: Fenced,In Ground,Pool Equipment
- Exterior features: Storage,Swimming,Lighting
Lot
- Lot size: 0.39 Acres
- Features: Oversized
- Lot size dimensions: 100 x 170
Parking
- Parking features: Circular Driveway,Paved,Double Wide Drive,None
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $512 | $6,144 |
| Property Taxes | $1,246 | $14,952 |
| Electricity | $309 | $3,711 |
| Total | $5,606 | $67,272 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $769,000 |
| 2026-04-06 | Listed for sale | $798,500 |
| 1994-07-27 | Sold | $95,750 |
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