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406 Campbell Rd, Windham, NY, 12496

2beds
2baths
1,250sqft
$599,000
$479price/sqft
$4,402/moest. monthly cost
$176,080/yrincome needed

About This Home

Welcome to 406 Campbell Road, a peaceful Catskills retreat tucked among mature trees just minutes from the heart of Windham. This inviting home offers the perfect blend of privacy, comfort, and year-round recreation. Relax on the spacious covered front porch overlooking beautifully crafted bluestone walkways and landscaped grounds. The setting creates a true mountain-lodge atmosphere while remaining conveniently close to Windham's shops, restaurants, golf courses, hiking trails, and world-class skiing. Inside, you'll find a warm and welcoming layout ideal for weekend escapes, full-time living, or an investment property in one of the Catskills' most desirable destinations. Surrounded by nature and set on a picturesque wooded lot, this property provides the tranquility buyers seek while offering easy access to everything the area has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,250

Heating

  • Heating features: Oil,Baseboard

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen

  • Features: Separate

Property

Details

  • Parcel number: 77.00147
  • Lease amount: 0

Lot

  • Lot size: 5 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$435$5,220
Property Taxes $693$8,316
Electricity $246$2,954
Total$4,402$52,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,925/yr
40% on housing$132,060/yr
45% on housing$117,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$479This listing

vs Other Active Listings

Avg $/sqft

ZIP 12496$330
Greene County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 12496
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Price change$599,000
2026-06-06Listed for sale$649,000
2024-10-04Sold$400,000
2024-09-17Contingent$410,000
2024-08-18Pending sale$410,000
2024-07-16Listed for sale$410,000

For Sale by Agent

AgentAgnieszka Wdziekowska
BrokerageVENTURE FOX REALTY GROUP LLC

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