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22 W Raritan Dr, Little Egg Harbor, NJ, 08087

3beds
3baths
1,792sqft
$649,900
$363price/sqft
$4,521/moest. monthly cost
$180,840/yrincome needed

About This Home

Premium Location! Right in the heart of Mystic Island's waterfront boating community and just a quick zip to the wide open Great Bay is this charming two-story Colonial. This raised waterfront home constructed on pilings with extra strong reinforced concrete/block enclosure is built to last. Perfectly positioned on a nice high lot with approximately 11 feet of elevation, constructed with durable 2x6 construction, hurricane straps for added peace of mind and fully FEMA compliant. Making this location even more desirable is the all Brand New installed infrastructure with all New Roads, Sewers, Gas and Waterlines already beautifully completed. Pull your boat right up to your own backyard paradise and enjoy the true Jersey Shore lifestyle from the covered front porch or while entertaining waterside. Inside, you'll find an inviting layout filled with natural lighting throughout. The second floor offers three spacious bedrooms including a primary suite with a relaxing jacuzzi tub, while the common bathroom features a convenient stall shower. The first floor boasts an eat-in kitchen with pantry space and a dedicated laundry station, plus an extra spacious living room stretching the full width of the back of this waterfront respite complete with a cozy fireplace. An additional bonus room currently used as an office could easily serve an extra bedroom, nursery, hobby space, or guest area. There is also a one car garage that is currently being used as a great storage space that can easily be converted right back as the framing for a garage door still exists. This home comes complete with all appliances, extra freezer, two-zone gas forced hot air heating, and endless potential for you to personalize and make your own. Whether looking for year-round comfort, weekend getaway, or waterfront investment, this Mystic Island gem is ready to welcome you home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Property condition: Good
  • Year built: 2007

Materials

  • Foundation: Pilings
  • Roof: Shingle
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Cooktop,Refrigerator,Dishwasher,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Pantry,Kitchen Island,Eat-in Kitchen,Floor Plan - Traditional,Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,792

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Ceiling Fan(s),Multi Units,Central Air,Electric

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1700325 10000042
  • Zoning: R-50
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Boat Storage,Lighting,Street Lights
  • Spa features: Bath
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lagoon,Fishing Allowed,Canoe/Kayak,Boat - Powered,Private Access,Swimming Allowed
  • Frontage length: Water Frontage Ft: 50

Lot

  • Lot size: 5,001 sqft
  • Features: Bulkheaded,Rear Yard
  • Lot size dimensions: 50.00 x 100.00

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$269$3,228
Property Taxes $769$9,228
Electricity $197$2,370
Total$4,521$54,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,005/yr
40% on housing$135,630/yr
45% on housing$120,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 08087$292
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08087$281
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$635,000
2026-07-07Price change$649,900
2026-06-09Price change$679,900
2026-05-21Listed for sale$689,900
1993-09-16Sold$68,000

For Sale by Agent

AgentJessica DiFrancia
BrokerageKeller Williams Realty - Atlantic Shore

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