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114 Oneida Lake Dr, Little Egg Harbor, NJ, 08087

3beds
2baths
1,350sqft
$425,000
$315price/sqft
$3,020/moest. monthly cost
$120,800/yrincome needed

About This Home

Welcome to 114 Oneida Lake Dr, a beautifully renovated and meticulously maintained home that's truly move-in ready! This inviting residence offers a perfect blend of modern updates and everyday comfort. Step inside to discover stylish finishes, a bright and welcoming layout, and a home that has been thoughtfully updated throughout. Whether you're relaxing indoors or enjoying the outdoor space, you'll appreciate the care and attention that make this home stand out. Conveniently located near shopping, dining, parks, and the Jersey Shore, this is an opportunity you won't want to miss. Schedule your private showing today! Professional photos have been taken and photos have been digitally enhanced.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1700325 8200010
  • Zoning: R-75
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Screened
  • Fencing: Partial

Lot

  • Lot size: 8,599 sqft
  • Lot size dimensions: 86.00 x 100.00

Parking

  • Total spaces: 1
  • Parking features: Built In,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$176$2,112
Property Taxes $502$6,024
Electricity $193$2,318
Total$3,020$36,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,542/yr
40% on housing$90,600/yr
45% on housing$80,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 08087$294
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08087$281
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$399,900
2026-07-22Listed for sale$425,000
2026-06-03Sold$240,000
2017-07-17Sold$192,500
2017-06-09Listed for sale$200,000
2017-04-26Sold$87,000
2017-01-25Listing removed--
2016-12-30Listed for sale--
2006-03-13Sold$260,000
2002-11-22Sold$139,000

For Sale by Agent

AgentEsther Ungar
BrokerageGoldstone Residential LLC

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