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14 W Thames Rd, Little Egg Harbor, NJ, 08087

2beds
1baths
840sqft
$375,000
$446price/sqft
$2,687/moest. monthly cost
$107,480/yrincome needed

About This Home

Nestled in the charming Mystic Island waterfront community, this delightful ranch-style home offers a perfect blend of comfort and convenience. This well-maintained beach-style house features two cozy bedrooms and a full bathroom, high ceilings creates the ambience of a seaside retreat. The heart of the home is the inviting eat-in kitchen, with plenty of room for preparing meals for guests, and comes complete with appliances including a refrigerator, stove, dishwasher, washer, and dryer, The spacious family room, is off the kitchen, and creates a warm atmosphere for gatherings. Vinyl plank flooring throughout, means easy to maintain. Step outside to discover a charming lot with a large brick patio, shaded gazebo, and 50 feet of lagoon waterfront, perfect for water enthusiasts. Easy access to your floating dock, hop on your boat and head to the bay for a day of fishing, or hop on your kayak or jet ski and relax & enjoy leisurely days on the water. Experience the tranquility of lagoon living while being just moments away from local amenities. This property is a place to create lasting memories. Don't miss the opportunity to make it your own!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer,Dishwasher,Cooktop,Gas Water Heater
  • Laundry features: Laundry Room

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Unspecified

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Combination Kitchen/Dining,Family Room Off Kitchen,Eat-in Kitchen,Kitchen - Table Space,Other
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1700325 8800029
  • Zoning: R-50
  • Special condition: Standard
  • Exclusions: Furniture And Personal Belongings

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: Lagoon,Private Access
  • Frontage length: Water Frontage Ft: 50

Lot

  • Lot size: 4,792 sqft
  • Features: Bulkheaded
  • Lot size dimensions: 50 x 100

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$155$1,860
Property Taxes $443$5,316
Electricity $193$2,318
Total$2,687$32,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,125/yr
40% on housing$80,610/yr
45% on housing$71,653/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 08087$294
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08087$281
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$375,000
2026-01-06Listed for sale$385,000
2025-12-19Pending sale$385,000
2025-12-19Contingent$385,000
2025-12-01Listed for sale$385,000
2012-06-11Sold$136,000
2012-04-25Price change$142,000
2012-03-23Price change$149,000
2012-03-07Listed for sale$153,000
2010-11-24Sold$137,500
2010-08-22Listing removed$144,400
2010-07-24Price change$144,400
2010-06-27Listed for sale$152,500
2008-06-21Listing removed$259,000
2008-05-29Listed for sale$259,000
2008-01-27Listing removed$299,500
2007-11-16Listed for sale$299,500

For Sale by Agent

AgentCorinne Geiger
BrokerageRE/MAX at Barnegat Bay - Manahawkin

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