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140 N Ensign Dr, Little Egg Harbor, NJ, 08087

5beds
2baths
2,200sqft
$589,000
$268price/sqft
$4,159/moest. monthly cost
$166,360/yrincome needed

About This Home

Waterfront Living at it's Best. 2 Story Cape Cod, 5 Bedrooms and 2 Full Baths. Welcome to your dream lagoon-front retreat in the heart of Mystic Island! This beautifully maintained home offers the perfect blend of comfort, convenience, and coastal lifestyle. Ideal as a year-round home or a vacation getaway. First floor features Living Room, Dining Room, Bar Area, 2 Bedrooms, Full Bath and completely tiled. It's Fully Furnished, Move Right In. Home comes with Refrigerator, Dishwasher, Gas Stove, Microwave, Toaster Oven, Dishes, Silverware, Pots & Pans, and Furniture thru out. Just Bring Your Clothes and start enjoying the shore. Covered Front Patio with a Rug and Wicker Furniture. Spacious backyard, Cinderblock Shed and it includes a refrigerator for Summer Beverages and a rowboat on the deck. Perfect for Relaxing. Don't let this Opportunity Pass You Buy!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1700326 2400063
  • Zoning: R-50
  • Special condition: Standard
  • Exclusions: Personal Items

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Waterfront features: Lagoon

Lot

  • Lot size: 5,001 sqft
  • Lot size dimensions: 50.00 x 100.00

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$243$2,916
Property Taxes $696$8,352
Electricity $242$2,910
Total$4,159$49,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,594/yr
40% on housing$124,770/yr
45% on housing$110,906/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 08087$293
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08087$281
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$589,000
2004-01-22Sold$231,000
2001-04-17Sold$95,000

For Sale by Agent

AgentCecilia Friedrich
BrokerageAnchor Homes Real Estate

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