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110 N Ensign Dr, Little Egg Harbor, NJ, 08087

4beds
4baths
2,400sqft
$1,197,000
$499price/sqft
$8,227/moest. monthly cost
$329,080/yrincome needed

About This Home

A One-of-a-Kind Waterfront Retreat on Mystic Island—Luxury, Views & Coastal Living! This contemporary Jersey Shore home is designed for both relaxation and adventure, offering a prime location just minutes from the beach and a short boat ride to the Great Bay. Built with a reverse living design, this home maximizes breathtaking water views from every level. The first floor features three spacious bedrooms, including a primary suite with a walk-in closet, ensuite bath, and sliding doors leading to a deck—perfect for watching the sunrise. There's also a second full bath and a cozy living area that opens to the deck, blending indoor and outdoor living. Head up to the main level, and you’ll immediately appreciate the thoughtfully designed open floor plan. A bright, airy space connects the dining area to a beautifully appointed kitchen with a center island, stainless steel appliances, and ample cabinetry. The abundance of natural light and large windows frame incredible water views, while the beach-inspired design brings a sense of coastal elegance. This level also includes a half bath and a fourth bedroom with its own ensuite bath, walk-in closet, and private deck access. The outdoor space is built for fun and relaxation featuring a covered entertaining area with a hot tub, an enclosed outdoor shower, a pergola for shaded lounging, and a cozy fire pit for evenings by the water. All of this is set on a low-maintenance waterfront property, designed for effortless enjoyment. And to top it all off... the rooftop deck! Your own private escape, complete with Forever Lawn 3M turf and lifted drains, ensuring it's always dry and ready for entertaining or unwinding while taking in panoramic bay views. Fully furnished and move-in ready (excluding personal items), this home is ready for you to start making memories. Strong Summer Rental History! Multiple days for this summer are already booked, making this an incredible investment opportunity. Enjoy the best of both worlds—your own private retreat and a proven income-generating property. Located just 20 minutes from LBI, 30 minutes from Atlantic City, and close to local dining and shopping, this is a money-maker and a dream getaway waiting for you!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Foundation: Pilings,Slab
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Electric Water Heater
  • Laundry features: Has Laundry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Flooring: Luxury Vinyl
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Wall Unit,Electric
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1700326 2400078
  • Zoning: R-50
  • Special condition: Standard
  • Other equipment: See Remarks
  • Exclusions: Personal Prperty

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Roof
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lagoon,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Swimming Allowed,Waterski/Wakeboard
  • Frontage length: Water Frontage Ft: 50

Lot

  • Lot size: 5,001 sqft
  • Features: Bulkheaded,Rear Yard
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,052$72,624
Home Insurance *$495$5,940
Property Taxes $1,416$16,992
Electricity $264$3,174
Total$8,227$98,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,068/yr
40% on housing$246,810/yr
45% on housing$219,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 08087$290
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08087$281
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$1,275,000
2025-10-05Listing removed$1,265,000
2025-05-14Price change$1,265,000
2025-04-04Listed for sale$1,290,000
2024-03-05Listing removed--
2023-11-30Price change$1,090,000
2023-10-18Listed for sale$1,150,000
2023-10-04Listing removed--
2023-09-27Listed for sale$1,100,000
2022-10-18Listing removed$950,000
2022-07-28Price change$950,000
2022-07-20Price change$859,900
2022-07-14Price change$839,900
2022-06-16Listed for sale$899,900
2022-05-28Listing removed$899,900
2022-03-02Listed for sale$899,900
2021-12-09Listing removed$849,900
2021-10-24Listed for sale$849,900
2021-09-09Listing removed--
2021-08-14Listed for sale$799,900
2020-01-22Sold$80,000
2019-12-12Pending sale$84,900
2019-11-19Price change$449,000
2019-10-30Pending sale$84,900
2017-09-08Sold$65,500
2003-06-02Sold$170,000
2000-09-29Sold$86,000

For Sale by Agent

AgentAaron Carnahan
BrokerageSERHANT. New Jersey LLC

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