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1301 Oakdale Street, Toms River, NJ, 08757

3beds
3baths
1,200sqft
$490,000
$408price/sqft
$3,423/moest. monthly cost
$136,920/yrincome needed

About This Home

Rare corner-lot opportunity in Pine Lake Park! This spacious home features a versatile mother-daughter setup with a second kitchen and separate basement entrance--ideal for extended living. The main level offers comfortable space with a cozy gas fireplace in the living room. Basement includes an additional room perfect for a bedroom, office, or flex space. Enjoy a large deck with awning, two separate driveways, and a detached garage with its own bathroom-offering potential for a workshop with vision. Additional features include a sauna, sprinkler system, and gutter guards. Potential to create something special!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
Manchester High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mother/Daughter,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 190000126500026
  • Zoning description: Residential, Single Family
  • Exclusions: Personal Property

Features

  • Stories: 1

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100 x 125

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$174$2,088
Property Taxes $579$6,948
Electricity $193$2,318
Total$3,423$41,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,360/yr
40% on housing$102,690/yr
45% on housing$91,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 08757$212
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08757$268
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$490,000
2026-08-03Price change$490,000
2026-05-28Pending sale$450,000
2026-05-15Listed for sale$450,000
2026-04-04Pending sale$450,000
2026-03-20Listed for sale$450,000
2000-06-07Sold$150,000

For Sale by Agent

AgentRafael Ortiz
BrokerageCompass New Jersey, LLC

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