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42 Central Avenue Avenue, Waretown, NJ, 08758

1beds
1baths
740sqft
$289,000
$391price/sqft
$2,336/moest. monthly cost
$93,440/yrincome needed

About This Home

Charming 1bedroom and 1 bath home perfect opportunity for a starter home or an ideal downsizing place, with comfort and simplicity in mind. With Granite countertops, whirlpool tub and cozy wood burning stove. Low maintenance grounds and a large shed for your storage needs

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Recessed Lighting
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 740
  • Total interior livable area: 740 sqft

Property

Details

  • Parcel number: 2100087000000019
  • Zoning description: Residential, Single Family
  • Exclusions: fire pit and outside tent

Features

  • Stories: 1

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 40 x 96

Parking

  • Parking features: Off Street,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$114$1,368
Property Taxes $568$6,816
Electricity $193$2,318
Total$2,336$28,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,091/yr
40% on housing$70,080/yr
45% on housing$62,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 08758$265
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08758$288
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$295,000
2021-03-24Listing removed--
2010-02-17Sold$79,000
2008-07-07Listing removed$165,000
2008-02-07Price change$165,000
2008-02-05Listed for sale$168,500
2006-10-03Sold$165,000
2004-07-07Sold$144,326
2001-03-27Sold$58,000

For Sale by Agent

AgentJoann Huebscher
BrokerageColdwell Banker Riviera Realty

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