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428 Washington Ave, Pine Beach, NJ, 08741

5beds
4baths
3,136sqft
$959,900
$306price/sqft
$6,682/moest. monthly cost
$267,280/yrincome needed

About This Home

***LOCATED IN DESIRABLE PINE BEACH! ***SOLAR PANELS!!!***IN GROUND POOL***BACKYARD SANCTUARY***FINISHED BASEMENT WITH HALF BATH*** Nestled in a serene setting, this exquisite Colonial-style residence offers a harmonious blend of elegance and comfort, perfect for those seeking a luxurious lifestyle. The 1st and 2nd level include approximately 3200 square feet and add that to the additional 1200 square feet in the finished basement and you've got a total of 4400 sq feet of living space. This home features 5 spacious bedrooms and 3.5 bathrooms, providing ample space for relaxation and entertainment. Step inside to discover a thoughtfully designed interior that exudes warmth and sophistication. The entryway welcomes you with crown moldings and recessed lighting, leading to a cozy dining area ideal for intimate gatherings. The heart of the home is the inviting living space, complete with a charming fireplace and vaulted ceilings that sets the perfect ambiance for sun filled days and cozy evenings. The well-appointed kitchen boasts high-end appliances, including a built-in range, wall oven, dishwasher, and refrigerator, making it a culinary enthusiast's dream. Your Laundry Room is on the main level along with an extra Flex Room for gym equipment, office or playroom. Retreat to the luxurious primary suite, featuring 2 walk-in closets and a spa-like bathroom equipped with a soaking tub, offering a tranquil escape after a long day. Gorgeous hard wood floors throughout the home are in amazing condition. Head down to the fully finished basement, with an outside entrance, which provides versatile space that can be tailored to your needs-be it a home theater, gym, or pool table area! The basement also features the half bath which adds comfort for family and guests. New carpeting in the basement is a bonus as well!! Outside, the allure continues with a beautifully landscaped yard that spans 0.36 acres, complete with an in-ground personal pool, perfect for summer relaxation and entertaining. The expansive deck invites you to enjoy al fresco dining or simply bask in the sun, while exterior lighting enhances the charm of the property during evening gatherings. Convenience is paramount with an attached front-entry garage that accommodates two vehicles, along with additional driveway parking. There is also a separate side yard that is completely fenced in for your furry friends! This home is not just a residence; it's a lifestyle, offering a perfect blend of luxury and comfort in a desirable location. Experience the joy of living in a home that combines high-end features with a warm, inviting atmosphere. This property is a true sanctuary, ready to welcome you home. ***The owners plan on paying the solar panels off at closing giving the buyers an incredible investment as you will reap the rewards of the SRECS as well! Located close to Marinas, Waterfront, and playgrounds!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Oven,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Attic,Soaking Tub,Dining Area,Entry Level Bedroom,Recessed Lighting
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 3,136

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Natural Gas

Interior Area

  • Total structure area: 3,136
  • Total interior livable area: 3,136 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230005300030
  • Zoning: R75
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Deck
  • Exterior features: Lighting
  • Fencing: Vinyl

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 125.00 x 125.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,853$58,236
Home Insurance *$349$4,188
Property Taxes $1,135$13,620
Electricity $345$4,148
Total$6,682$80,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,097/yr
40% on housing$200,460/yr
45% on housing$178,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 08741$286
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08741$339
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-11Listed for sale$959,900
2020-12-23Sold$640,000
2020-11-07Pending sale$650,000
2020-06-26Listed for sale$650,000
2013-10-10Listing removed$399,900
2013-10-01Sold$399,000
2012-10-10Price change$399,900
2012-07-26Price change$409,000
2012-06-17Price change$419,900
2012-04-19Price change$435,000
2012-03-15Listed for sale$450,000
2010-02-09Listing removed$499,990
2009-10-16Price change$499,990
2009-10-15Listed for sale$499,900

For Sale by Agent

AgentCat Portock
BrokerageRE/MAX Atlantic

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