432 Prospect Avenue, Pine Beach, NJ, 08741
About This Home
Room to Grow! Original details tastefully preserved along side expanded living space via great room addition. Cathedral ceilings in kitchen area with tons of light. Adjacent formal dining room with French doors to great room with sliders to deck and rear yard. Custom built-ins surrounding hearth and wood burning stove. Carefully restored foyer/entrance area with original hearth adjacent to office/craft room. First floor bath with skylight and soaking tub. All on a oversized 125x125 lot. Location of home on the parcel leaves room for a Pool, Garage/Shop or just a big ole vegetable garden. Just a couple of blocks to the Pine Beach river front, Vista Park, athletic fields, play grounds and municipal fishing & crabbing docks.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1899
Materials
- Roof: Timberline
- Construction materials: Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Dutch Colonial
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedroom
- Area: 162.5
- Dimensions: 12.5 x 13
Bedroom
- Area: 154
- Dimensions: 14 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 156
- Dimensions: 13 x 12
Family Room
- Area: 361
- Dimensions: 19 x 19
Features
- Dec Molding
- Door features: Bilco Style Doors
- Window features: Thermal Window
- Flooring: Ceramic Tile,Laminate,Wood
- Number of fireplaces: 1
- Fireplace: Yes
Foyer
- Area: 204
- Dimensions: 17 x 12
Heating & Cooling
- Heating features: Natural Gas,Baseboard,3+ Zoned Heat
- Cooling features: Multi Units
Interior Area
- Total structure area: 2,260
- Total interior livable area: 2,260 sqft
Kitchen
- Area: 198
- Dimensions: 18 x 11
Office
- Area: 104.5
- Dimensions: 11 x 9.5
Other
- Area: 84
- Dimensions: 12 x 7
Other
- Area: 184
- Dimensions: 16 x 11.5
Other
- Area: 140
- Dimensions: 14 x 10
Property
Details
- Parcel number: 2300059000000030
- Zoning description: Residential, Single Family
- Exclusions: personal property
Features
- Stories: 2
- Exterior features: Lighting
- Has spa: Yes
- Spa features: Indoor Hot Tub
Lot
- Lot size: 0.36 Acres
- Features: Oversized
- Lot size dimensions: 125 x 125
Parking
- Parking features: Gravel,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,674 | $32,088 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $696 | $8,352 |
| Electricity | $249 | $2,989 |
| Total | $3,811 | $45,732 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $529,100 |
| 2026-08-01 | Listed for sale | $529,000 |
| 2015-06-12 | Sold | $275,000 |
| 2015-04-02 | Price change | $292,000 |
| 2015-01-01 | Price change | $299,900 |
| 2014-07-19 | Price change | $329,900 |
| 2014-05-18 | Price change | $339,999 |
| 2014-04-13 | Listed for sale | $350,000 |
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