48 Tower Rd, Cream Ridge, NJ, 08514
About This Home
Set on just over 14 picturesque acres, this charming ranch-style home offers the perfect blend of privacy and peaceful living. Surrounded by nature, the property provides a serene setting ideal for those seeking space and tranquility. This home features comfortable single-level living, along with an unfinished basement of approximately 1,400 square feet—offering endless potential to expand, customize, or create additional living space. Step outside to enjoy your own backyard retreat with an in-ground pool, perfect for relaxing or entertaining during the warmer months. With all-electric utilities and no oil heat, this home offers a clean and efficient energy setup. Whether you're looking for a private escape, room to grow, or a property with long-term potential, this unique offering delivers quiet, country living at its best. *Please note there is a small easement to get onto the property*
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Permanent
- Construction materials: Combination
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 240005500069
- Zoning: RA2
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Private
Lot
- Lot size: 14.41 Acres
- Features: Rural
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
- Cold Wave
- Drought
- Hurricane
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,978 | $35,736 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $696 | $8,352 |
| Electricity | $193 | $2,318 |
| Total | $4,043 | $48,516 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $599,000 |
| 1994-07-07 | Sold | $150,000 |
For Sale by Agent
View on Zillow