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305 Hamilton Avenue, Seaside Heights, NJ, 08751

4beds
2baths
1,728sqft
$899,999
$521price/sqft
$6,802/moest. monthly cost
$272,080/yrincome needed

About This Home

Amazing investment opportunity in Seaside Heights! This charming multi-family nestled in the heart of Seaside Heights features two well-designed, units with spacious layouts. Great for weekly summer rentals, winter rentals, year round rentals or owner occupancy. Both units boast two bedrooms and a full bath. The home has been recently raised and is flood compliant. There is a large storage area beneath the home with 7-foot ceilings, presenting numerous uses. Plenty of off-street parking in the driveway or rear yard for cars. Additionally, the unused portion of the oversized lot presents a potential opportunity to build a third unit. Buyers are encouraged to conduct their due diligence with the Borough to explore this possibility.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood,Ceramic Tile

Heating & Cooling

  • Heating features: Forced Air,Baseboard
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Property

Details

  • Parcel number: 2700028000000005
  • Zoning description: Multi-Family
  • Exclusions: Personal property

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 40 x 100

Parking

  • Total spaces: 3
  • Parking features: Paved,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$267$3,204
Property Taxes $1,792$21,504
Electricity $193$2,318
Total$6,802$81,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,211/yr
40% on housing$204,060/yr
45% on housing$181,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 08751$439
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08751$485
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$899,999
2026-04-03Listing removed$949,000
2025-10-02Listed for sale$949,000
2025-10-02Listing removed$999,999
2025-06-17Price change$999,999
2025-06-04Price change$1,059,000
2025-04-01Listed for sale$1,099,999
2004-04-14Sold$250,000
1995-02-02Sold$67,500

For Sale by Agent

AgentFrancis P Larkin
BrokerageChilders Sotheby's Intl Realty

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