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304 Bay Boulevard, Seaside Heights, NJ, 08751

4beds
4baths
1,296sqft
$649,900
$501price/sqft
$4,834/moest. monthly cost
$193,360/yrincome needed

About This Home

TWO HOMES FOR THE PRICE OF ONE! RARE FIND! Welcome to the ultimate double cottage vacation home/rental income property. This unique property features two separately metered cottages, each with an open, spacious floor plan & filled with bright natural light. Each cottage holds 2 bedrooms, a full bath, & a master half bath. The cottages come with both front & back outdoor patios, perfect for relaxing or entertaining. A large shed provides ample storage for bikes & outdoor equipment. An outdoor shower separates the two cottages, adding convenience after a day at the beach. Both are being sold with annual tenants in place for immediate income. Make your appointment today.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 1936

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 2700028000000036
  • Exclusions: Tenants furniture and personal belongings

Features

  • Stories: 1
  • Patio & porch: Deck
  • Waterfront features: Bayside

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: On Street,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$193$2,316
Property Taxes $1,162$13,944
Electricity $193$2,318
Total$4,834$58,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,737/yr
40% on housing$145,020/yr
45% on housing$128,906/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$501This listing

vs Other Active Listings

Avg $/sqft

ZIP 08751$443
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08751$485
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$675,000
2025-09-11Listing removed$690,000
2025-09-08Listing removed$2,000
2025-08-12Listed for rent$2,000
2025-08-12Listing removed$2,000
2025-07-16Listed for rent$2,000
2025-07-16Listing removed$1,600
2025-06-17Price change$1,600
2025-06-15Listed for rent$2,000
2025-05-19Price change$690,000
2025-03-24Listed for sale$699,000
2025-02-01Listing removed$2,000
2024-11-09Listing removed$685,000
2024-11-07Listed for rent$2,000
2024-10-28Price change$685,000
2024-10-01Listed for sale$699,900
2024-04-26Listing removed--
2024-04-21Listed for rent$2,000
2024-04-21Listing removed--
2023-10-21Listed for rent$1,700
2023-07-14Sold$629,000
2023-05-25Pending sale$629,000
2023-05-23Listed for sale$629,000
2020-04-10Sold$206,000
2019-10-15Listed for sale$229,000

For Sale by Agent

AgentDawn Geraldi
BrokerageKeller Williams Realty Ocean Living

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