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204 N Street, Seaside Park, NJ, 08752

3beds
2baths
1,258sqft
$1,299,000
$1,033price/sqft
$8,935/moest. monthly cost
$357,400/yrincome needed

About This Home

Enjoy a piece of Seaside Park's lagoon life at its BEST! This one-level 3 bedroom and two bath classic cottage is located on a groomed property with green apple trees and new rear patio overlooking over 60 feet of bulkhead with plenty of room for a large boat and wave runners. Walk to bayside parks and ocean beaches and boardwalks. Plenty of off-street parking and a boat house with plenty of storage. Outdoor awnings over west and north exposure patios offer great outdoor space.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Timberline
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,258
  • Total interior livable area: 1,258 sqft

Property

Details

  • Parcel number: 2800064000000055
  • Zoning description: Residential, Single Family

Features

  • Stories: 1
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Bayfront,Bayside,Bulkhead,Lagoon,Riparian Rights

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 60 x 79

Parking

  • Parking features: Paved,Asphalt,Driveway,Off Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$520$6,240
Property Taxes $1,654$19,848
Electricity $193$2,318
Total$8,935$107,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,342/yr
40% on housing$268,050/yr
45% on housing$238,266/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,033This listing

vs Other Active Listings

Avg $/sqft

ZIP 08752$633
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08752$900
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$1,299,000
2025-10-25Listing removed$1,299,000
2025-04-23Price change$1,299,000
2025-02-21Listed for sale$1,350,000
2025-02-21Listing removed$1,350,000
2024-09-20Listed for sale$1,350,000
2021-01-11Sold$700,000
2020-09-02Listing removed$789,000
2019-09-15Listed for sale$789,000

For Sale by Agent

AgentThomas Cali
BrokerageChilders Sotheby's Intl Realty

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