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148 O Street, Seaside Park, NJ, 08752

2beds
2baths
1,200sqft
$999,000
$833price/sqft
$6,915/moest. monthly cost
$276,600/yrincome needed

About This Home

Just Charming: this redone 2-story house on pilings starts 16 feet high, offering plenty of underneath space, a covered patio, and an above-ground pool all before you get to the main level. Lovely bay views from a spacious deck highlight the main floor entry. Once inside, you will find a lovely updated kitchen and dining areas plus 1 bedroom, 1 bath, and an open living space with additional bay views. Up the spiral staircase lies the primary bedroom and bath. This property is just steps to the bay beach recreational area. It's very cool!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Pillar/Post/Pier

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Spiral Stairs

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 2800075000000005
  • Zoning description: Residential
  • Exclusions: personal items

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • Waterfront features: Bayside

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 30 x 80

Parking

  • Parking features: Driveway,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$399$4,788
Property Taxes $1,272$15,264
Electricity $193$2,318
Total$6,915$82,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,085/yr
40% on housing$207,450/yr
45% on housing$184,400/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$833This listing

vs Other Active Listings

Avg $/sqft

ZIP 08752$657
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08752$900
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$959,000
2026-07-23Listed for sale$999,000
2005-04-01Sold$400,000
1997-11-21Sold$50,000

For Sale by Agent

AgentMatthew Schlosser
BrokerageSchlosser Real Estate, Inc.

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