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46 Mermaid Dr, Manahawkin, NJ, 08050

3beds
2baths
1,596sqft
$425,000
$266price/sqft
$3,318/moest. monthly cost
$132,720/yrincome needed

About This Home

This is a coming soon listing and cooont be showing until 7/24/2026. Beautifully maintained 3-bedroom, 1.5-bath Colonial offering 1,776 sq. ft. of comfortable living space in the desirable Ocean Acres section of Manahawkin. Features include formal living and dining rooms, an updated kitchen with granite countertops, tile backsplash and wood cabinetry, plus a family room with a cozy gas fireplace. Efficient gas hot water baseboard heat and central air provide year-round comfort. Enjoy the covered front porch, deck, patio, private backyard with storage shed, and an oversized 27-foot-deep attached garage. Roof and siding were updated in 2010. Conveniently located near shopping, schools, the Garden State Parkway, and just minutes from the beaches of Long Beach Island.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Shake

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Property

Details

  • Parcel number: 310004411500007

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$121$1,452
Property Taxes $855$10,260
Electricity $193$2,318
Total$3,318$39,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,760/yr
40% on housing$99,540/yr
45% on housing$88,480/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 08050$396
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08050$308
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$425,000
2009-12-18Listing removed$249,900
2009-07-06Listed for sale$249,900
1988-07-08Sold$130,000

For Sale by Agent

AgentBrian MacFarlane
BrokerageZack Shore, REALTORSA®

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