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195 S Lakeshore Dr, Manahawkin, NJ, 08050

4beds
3baths
2,398sqft
$699,999
$292price/sqft
$4,830/moest. monthly cost
$193,200/yrincome needed

About This Home

Enjoy the perfect blend of convenience and coastal living in this charming 4-bed, 2.5-bath home. Located in a desirable lake community, enjoy kayaking, canoeing, swimming, and walks just down the street, while the white sandy beaches of Long Beach Island are only 7-10 minutes away. Shopping, dining, and everyday conveniences are just minutes from home. Inside, the kitchen features stainless steel appliances and a breakfast bar, while the step-down dining area offers an oversized decorative fireplace and beautiful wide-plank floors. The inviting family room boasts exposed beams, built-ins, abundant natural light, with sliding doors leading to a private fenced backyard with an in-ground heated pool, outdoor shower, storage shed, and plenty of space to relax or entertain

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,398

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,398
  • Total interior livable area: 2,398 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 310007400018
  • Zoning: R75
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private
  • Waterfront features: Lake

Lot

  • Lot size: 8,699 sqft
  • Lot size dimensions: 60.00 x 145.00

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Front,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Winter Weather
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$199$2,388
Property Taxes $828$9,936
Electricity $264$3,172
Total$4,830$57,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,600/yr
40% on housing$144,900/yr
45% on housing$128,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 08050$395
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08050$308
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$679,000
2026-07-01Price change$699,999
2026-06-25Listed for sale$719,000
2016-11-07Sold$275,000
2016-07-30Pending sale$275,000
2016-07-21Price change$275,000
2016-05-07Price change$298,000
2014-03-16Price change$398,900
2013-10-30Listed for sale$438,900
2010-06-02Listing removed$349,900
2009-09-15Price change$349,900
2009-06-01Price change$367,000
2009-03-31Price change$382,000
2008-09-23Listed for sale$430,000
2003-11-03Sold$250,000

For Sale by Agent

AgentBridgit Romano
BrokerageThe Van Dyk Group - Manahawkin

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