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2128 Mill Creek Rd, Manahawkin, NJ, 08050

6beds
5baths
3,600sqft
$3,199,999
$889price/sqft
$21,275/moest. monthly cost
$851,000/yrincome needed

About This Home

Mel-John Developers '' Celebrating 20 Years of Building Quality Homes in Manahawkin and LBI Area'' Latest New Construction Waterfront Home in Beach Haven West. This brand-new, 6-bedroom(3 on Suite with over sized closets), 5-bathroom custom-built residence offers luxurious coastal living on a picturesque lagoon, complete with your own private bulkhead boat slip and 10X20 Salt water pool. Key Features: Chef's Kitchen: Designed for the culinary enthusiast, featuring top-of-the-line stainless steel appliances, custom cabinetry, granite counter tops. Main living area detailed Coffered ceilings. Private Elevator, Effortlessly access all levels of the home in your personal elevator. Expansive Decks & Patios; Roof Top Deck; Closed Cell Foam Insulation; Every Interior Wall and Between Floors has insulation to reduce sound; Brand New Dock; Paver Driveway and Backyard. Enjoy outdoor living at its finest with multiple decks and a large paver patio, ideal for al fresco dining, sunbathing, or simply relaxing by the water. Private Boat Dock: Direct lagoon access for your boat, offering the ultimate convenience for fishing, crabbing, or a leisurely cruise to the bay. This stunning home is the epitome of coastal luxury, designed with meticulous attention to detail and an emphasis on comfort and style. Contact us today to schedule a private tour! Photo's are updated weekly; Some Photo's from Prior Builds.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Pilings
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Instant Hot Water

Bathroom1

  • Level: Main

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Main

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 3,600

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 3100147 5300147
  • Zoning: RR2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private
  • On waterfront: Yes
  • Waterfront features: Bayside,Lagoon
  • Frontage length: Water Frontage Ft: 60

Lot

  • Lot size: 4,792 sqft

Parking

  • Total spaces: 5
  • Parking features: Storage,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,180$194,160
Home Insurance *$913$10,956
Property Taxes $3,786$45,432
Electricity $396$4,762
Total$21,275$255,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$729,428/yr
40% on housing$638,250/yr
45% on housing$567,333/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$889This listing

vs Other Active Listings

Avg $/sqft

ZIP 08050$380
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08050$308
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$3,199,999
2025-12-15Sold$850,000
2025-11-18Pending sale$850,000
2025-11-15Listed for sale$850,000

New Construction

AgentAlan Simonides
BrokerageWeichert Realtors - Ship Bottom

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