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344 Union Ave, Bloomingdale, NJ, 07403

4beds
2baths
--sqft
$449,000
--price/sqft
$3,424/moest. monthly cost
$136,960/yrincome needed

About This Home

RARE! LOCATION, LOCATION, LOCATION! RESIDENTIAL/MIXED-USE/COMMERCIAL CONVERSION POSSIBILITIES! NEARLY HALF AN ACRE WITH PRIVACY & GROWTH POTENTIAL! EASY ACCESS TO I-287 AND ONLY 30 MILES TO NYC! EXCEPTIONAL OPPORTUNITY IN BLOOMINGDALE OFFERING RESIDENTIAL USE WITH A STRONG POTENTIAL COMMERCIAL CONVERSION. IDEAL FOR INVESTORS, BUSINESS OWNERS OR BUYERS SEEKING A LIVE/WORK SETUP WITH LONG-TERM UPSIDE. PREVIOUSLY A PORCELAIN DOLL STUDIO & FAMILY HOME, THIS CUSTOM-BUILT, SPACIOUS, EXPANDED/RAISED RANCH OFFERS HARDWOOD FLOORING THROUGHOUT UNDER THE CARPETING & SOLID CONSTRUCTION. THE HOME NEEDS A FULL RENOVATION PROVIDING THE PERFECT CANVAS FOR YOUR VISION! THE HOME IS SET AGAINST A WOODED BACKDROP WITH NATURAL TREE & OLD GROWTH COVERAGE HELPING TO CREATE A SEPARATION FROM NEIGHBORING PROPERTIES ADDING A SECLUDED FEEL. A NEIGHBORING LAKE ADDS TO THE CHARM & VISUAL APPEAL ENHANCING THE PEACEFUL SETTING. OUTDOOR ENTHUSIASTS WILL ALSO APPRECIATE THE CLOSE PROXIMITY TO THE NEWLY DEVELOPED RAIL TRAIL, PERFECT FOR WALKING, BIKING & ENJOYING THE SURROUNDING LANDSCAPE. LOCATED JUST UP THE ROAD FROM PASSAIC COUNTY COMMUNITY COLLEGE TOO!***CASH, 203K OR CONVENTIONAL ONLY***(HOME IS BEING SOLD STRICTLY, "AS IS, WHERE IS", NO REPAIRS OR CREDITS WILL BE MADE OR GIVEN) (BUYER IS RESPONSIBLE FOR ALL CERTIFICATES, WELL TEST, INSPECTIONS & SMOKE CERT) (SEPTIC IS ORIGINAL 1960, NEEDS REPALCEMENT) (INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY)***BUYER FAILED TO PERFORM***

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
Martha B Day SchoolGrades PK-10.7 mi
6/10
8/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vertical Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch,Expanded Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Ground

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Utility Room,Storage Room,In-Law Floorplan,Bath Main,Kitchen
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Galley Type
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2501051050000000760000
  • Exclusions: PERSONAL BELONGINGS

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.45 Acres
  • Features: Open Lot,Wooded
  • Lot size dimensions: 205 x 96

Parking

  • Total spaces: 8
  • Parking features: 2 Car Width,Driveway-Exclusive,Off Street,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$116$1,392
Property Taxes $845$10,140
Electricity $193$2,318
Total$3,424$41,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,394/yr
40% on housing$102,720/yr
45% on housing$91,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07403$320
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07403$333
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$449,999
2026-03-16Pending sale$449,999
2026-02-01Listed for sale$449,999

For Sale by Agent

AgentChristine N. Marotta
BrokerageMountain Properties

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