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4 Howard Ave, Clifton, NJ, 07013

4beds
2baths
2,026sqft
$849,000
$419price/sqft
$6,321/moest. monthly cost
$252,840/yrincome needed

About This Home

Welcome to this immaculate, move-in-ready corner two-family home, perfectly situated on one of Clifton's most desirable blocks! This beautifully updated property offers an exceptional opportunity for homeowners and investors alike. Major updates include a 4-year-old roof, 1 new furnace, 5-year-old central air conditioning for 2nd floor, and 1-year-old water heater and 5 year old water heater.The first-floor unit features a bright living room with a large window, an eat-in kitchen, a dining room/sunroom, two spacious bedrooms, and a beautifully renovated full bathroom. The finished basement adds valuable living space with two additional rooms and a laundry area.The second-floor unit offers two bedrooms, a renovated eat-in kitchen, a comfortable sun filled living room, and a full bathroom.Outside, enjoy a lovely fenced backyard complete with a patio and storage shed perfect for entertaining, gardening, or relaxing.Conveniently located near public transportation, shopping, parks, and Houses of Worship, this well-maintained property combines comfort, convenience, and investment potential. Don't miss the opportunity to make this exceptional home yours! PICTURES coming soon

Getting Around

66
WalkingSomewhat Walkable
45
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

6/10
School #13Grades K-50.8 mi
5/10
2/10
Clifton High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Electric,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Dining Room,Eat-in Kitchen,Living Room,Master Bedroom,See Remarks,Eat-In Kitchen
  • Window features: Shades
  • Flooring: Wood

Heating & Cooling

  • Heating features: 2 Units,Radiant - Hot Water,Natural Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,026
  • Total interior livable area: 2,026 sqft

Property

Details

  • Parcel number: 2502000430018000080000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: See Remarks,Sidewalk

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot
  • Lot size dimensions: 62 x 100

Parking

  • Total spaces: 2
  • Parking features: Asphalt
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$207$2,484
Property Taxes $1,598$19,176
Electricity $223$2,680
Total$6,321$75,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,720/yr
40% on housing$189,630/yr
45% on housing$168,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 07013$365
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07013$430
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Contingent$849,000
2026-08-04Pending sale$849,000
2026-06-26Listed for sale$849,000
2000-10-12Sold$210,000
2000-07-18Sold$210,000

For Sale by Agent

AgentTanya Bressel
BrokerageExp Realty, Llc

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