See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

28 Charles St, Clifton, NJ, 07013

4beds
3baths
--sqft
$993,000
--price/sqft
$7,326/moest. monthly cost
$293,040/yrincome needed

About This Home

Prepare to be impressed by this fully renovated expanded split-level home in the highly coveted Montclair Heights section. Designed for modern living and unforgettable entertaining, this home features a bright open-concept layout, a showpiece kitchen with quartz countertops, stainless steel appliances, custom cabinetry, and a large island, plus multiple living spaces ideal for today's lifestyle. Enjoy 4 generous bedrooms, including a luxurious primary suite with private spa-like bath, and 3 beautifully updated bathrooms throughout. The finished basement with a full bar elevates your hosting game and adds incredible bonus space. Step outside to your resort-style backyard an absolute WOW featuring a fully equipped outdoor kitchen, above-ground pool, firepit, and expansive space for gatherings of any size. With new systems, updated siding/windows, an attached garage, and a prime location near parks, shopping, dining, and transportation, this home delivers style, comfort, and unmatched lifestyle. Truly a must-see homes like this don't come around often!

Getting Around

27
WalkingCar-Dependent
37
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

5/10
School #16Grades K-50.5 mi
5/10
2/10
Clifton High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Range/Oven-Gas,Refrigerator

Basement

  • Features: Rec Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Sump Pump

Bedroom1

  • Level: Third

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: 2 Units

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2502000510006000550000

Features

  • Levels: Multi/Split,Split Level
  • Private pool: Yes
  • Pool features: Above Ground

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 81 x 116

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,021$60,252
Home Insurance *$242$2,904
Property Taxes $1,870$22,440
Electricity $193$2,318
Total$7,326$87,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,177/yr
40% on housing$219,780/yr
45% on housing$195,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07013$362
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07013$430
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$999,000
2026-04-22Listing removed$1,099,000
2026-03-23Listed for sale$1,099,000
2026-03-03Listing removed$1,099,000
2026-01-20Listed for sale$1,099,000
2025-12-29Listing removed$1,099,000
2025-12-01Listed for sale$1,099,000
2024-05-31Sold$600,000
2024-03-22Pending sale$589,000
2024-03-13Listed for sale$589,000
2012-08-07Sold$295,000
2012-04-20Listing removed$310,000
2012-02-18Price change$310,000
2011-11-20Price change$315,000
2011-10-25Price change$334,900
2011-08-21Price change$349,900
2010-10-19Price change$379,000
2010-08-01Listed for sale$399,900

For Sale by Agent

AgentKishan Trivedi
BrokerageGild Realty

Similar Homes