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9 Joan Pl, Clifton, NJ, 07012

4beds
2baths
--sqft
$746,000
--price/sqft
$5,562/moest. monthly cost
$222,480/yrincome needed

About This Home

Welcome to this beautifully renovated 4-bedroom, 2 full bath home that offers space, comfort, and convenience. Step inside to discover beautiful new flooring throughout and a stunning brand-new kitchen featuring stainless steel appliances, modern cabinetry, and a stylish breakfast bar perfect for casual dining or entertaining. The home offers an extra-large family room ideal for gatherings, relaxing, or creating the perfect entertainment space. A spacious partially finished basement provides additional living space, storage, or the potential for a home gym or office. Enjoy year-round comfort with central air and the privacy of a secluded backyard perfect for outdoor relaxation or entertaining. The property also includes a 1-car garage for added convenience. Located in a prime commuter-friendly location, you can easily walk to the express bus to New York City, making this home perfect for those seeking suburban comfort with quick access to Manhattan. This house comes with a REDUCED RATE as low as 5.750% (APR 6.088%) as of 3/27/2026 through List & Lock. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.

Getting Around

60
WalkingSomewhat Walkable
42
TransitSome Transit
55
BikeBikeable

Schools

4/10
School #14Grades PK-50.3 mi
5/10
2/10
Clifton High SchoolGrades 9-121.0 mi

Construction

Materials

  • Construction materials: Aluminum Siding,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central Air,Ductless

Property

Details

  • Parcel number: 020005400000800017

Features

  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: North
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,772$45,264
Home Insurance *$193$2,316
Property Taxes $1,404$16,848
Electricity $193$2,318
Total$5,562$66,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,697/yr
40% on housing$166,860/yr
45% on housing$148,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07012$399
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07012$455
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$769,000
2026-04-16Price change$774,999
2026-03-18Listed for sale$799,000
2025-11-21Sold$575,000
2025-09-15Listed for sale$599,000
2025-08-31Pending sale$599,000
2025-08-18Listed for sale$599,000

For Sale by Agent

AgentDavid Naseef
BrokerageRE/MAX Elite Realty

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