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16 Summit Rd, Clifton, NJ, 07012

3beds
4baths
4,000sqft
$750,000
$188price/sqft
$5,838/moest. monthly cost
$233,520/yrincome needed

About This Home

Enter into a stunning living room highlighted by beautiful exposed beams that immediately create warmth, character, and a true sense of home. The space flows effortlessly into a spacious dining room, perfect for entertaining, and continues into a comfortable family room that opens directly to the backyard ideal for seamless indoor-outdoor living. Beautiful hardwood floors run throughout the home, creating a clean, cohesive look while complementing the home's classic character. This home features 3 bedrooms and 3.1 bathrooms, offering both comfort and flexibility for today's lifestyle. The second floor includes three well-sized bedrooms, while the attic provides valuable bonus space perfect for a home office, guest room, or creative use. With approximately 1,800 square feet of living space, the home offers a well-designed layout with natural flow throughout. The finished basement adds even more versatility, complete with a washer and dryer ideal for recreation, work, or extended living needs. Enjoy a beautiful backyard for relaxing or hosting, along with a well-maintained front yard. In addition to the one-car garage, the driveway comfortably accommodates two additional vehicles an excellent bonus for guests or multi-car households. A unique combination of character, space, and functionality makes this home a standout opportunity.

Getting Around

77
WalkingVery Walkable
47
TransitSome Transit
51
BikeBikeable

Schools

8/10
School #9Grades PK-50.4 mi
2/10
Clifton High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1931

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Electric,Refrigerator
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: Laundry Room, Rec Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: Second
  • Area: 156

Bedroom2

  • Level: Second
  • Area: 195

Bedroom3

  • Level: Second
  • Area: 96

Bedroom4

  • Level: Second
  • Area: 66

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 156

Family Room

  • Level: First
  • Area: 143

Features

  • Bathroom,Rec Room
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant - Hot Water,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 192

Living Room

  • Level: First
  • Area: 320

Property

Details

  • Parcel number: 2502000670007000070000
  • Exclusions: Appliances and fixtures as installed

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 3,920 sqft
  • Features: Level
  • Lot size dimensions: 40 x 100

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Concrete,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$194$2,328
Property Taxes $1,412$16,944
Electricity $440$5,291
Total$5,838$70,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,160/yr
40% on housing$175,140/yr
45% on housing$155,680/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 07012$415
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07012$455
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$700,000
2018-02-26Sold$390,000
2017-10-16Listed for sale$394,000

For Sale by Agent

AgentRuben D. Romero
BrokerageRedfin Corporation

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