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650 Main St, Little Falls, NJ, 07424

4beds
2baths
0sqft
$685,000
--price/sqft
$5,101/moest. monthly cost
$204,040/yrincome needed

About This Home

Excellent investment opportunity! Two-Family home with half brick front, long driveway & oversized detached two-car garage. An ideal setup offering two bedrooms in each apartment with separate utilities and entrances to an unfinished basement with washer/dryer hookups. 1st floor has high ceilings, spacious living room, renovated bathroom, updated kitchen with built-in cabinetry highlighted by a decorative tin ceiling. 2nd floor has a modern kitchen with granite countertops, stainless steel appliances and sizable living room/dining room filled with natural light. Very close to shops, restaurants, parks, schools (Blue Ribbon district) & transportation (one mile to train station), bus around the corner. Reasonable Property Tax. Occupy one unit while earning rental income from the other!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Kitchen Exhaust Fan,Range/Oven - Gas,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Eat-in Kitchen,Kitchen,Living Room,Dining Room,Eat-In Kitchen,Storage
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 2 Units,Baseboard - Hotwater,Electric,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2505000090000000160000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 33 x 100

Parking

  • Total spaces: 5
  • Parking features: Asphalt,Additional 1/2 Car Garage,Detached Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$155$1,860
Property Taxes $1,290$15,480
Electricity $193$2,318
Total$5,101$61,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,891/yr
40% on housing$153,030/yr
45% on housing$136,026/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07424$394
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07424$400
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$685,000
2016-09-21Sold$247,500

For Sale by Agent

AgentJohn P. Reilly Jr.
BrokerageBhhs Van Der Wende Properties

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