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138 William St, Little Falls, NJ, 07424

4beds
3baths
1,998sqft
$625,000
$313price/sqft
$4,698/moest. monthly cost
$187,920/yrincome needed

About This Home

If space, comfort, and convenience are at the top of your list, 138 William St is one you need to see in person! This expanded split level is much larger than it appears, offering 4 bedrooms, 3 full bathrooms, multiple living spaces, and an incredible layout designed for everyday living and entertaining. Inside, you'll find two spacious living areas, a formal dining room, and an updated kitchen with stainless steel appliances. The generously sized bedrooms provide plenty of room, while the impressive primary suite features high vaulted ceilings, a large ensuite bathroom, and exceptional closet space. Storage is everywhere, including tons of space in the oversized two car garage, plus a huge bonus room offering even more flexibility for a home office, gym, playroom, or additional living space. Outside, enjoy a private, fully fenced backyard with a huge deck perfect for entertaining, BBQs, outdoor dining, or relaxing. The location is just as impressive, with easy access to Routes 3, 23, 46, 202 and I 80, plus Willowbrook Mall, Costco, BJ's, restaurants, movie theaters, shopping, and entertainment just minutes away. While located in a flood zone, the home has been professionally raised, resulting in a very affordable flood insurance premium (currently less than $44/mo) and added peace of mind. More space, more storage, more backyard, and an incredibly convenient location. Come see why 138 William St may be exactly what you've been looking for!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Washer
  • Laundry features: Laundry Room,Level 1

Basement

  • Basement: None

Bedroom1

  • Level: Third
  • Area: 270

Bedroom2

  • Level: Third
  • Area: 180

Bedroom3

  • Level: Third
  • Area: 132

Bedroom4

  • Level: Third
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room
  • Level: Second

Family Room

  • Level: First
  • Area: 567

Features

  • Bathroom,Walkout,Additional Bathroom,Additional Bedroom
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Radiators - Hot Water,Natural Gas
  • Cooling features: 1 Unit,Zoned

Interior Area

  • Total structure area: 1,998
  • Total interior livable area: 1,998 sqft

Kitchen

  • Features: Pantry,Separate Dining Area
  • Level: Second
  • Area: 240

Living Room

  • Level: Second
  • Area: 210

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2505000710000000340000
  • Exclusions: Personal items

Features

  • Levels: Multi/Split,Split Level
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 60 x 80

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Asphalt,Attached Garage,Garage Door Opener,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$141$1,692
Property Taxes $1,177$14,124
Electricity $220$2,642
Total$4,698$56,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,074/yr
40% on housing$140,940/yr
45% on housing$125,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 07424$396
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07424$400
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$614,900
2026-07-20Listed for sale$625,000
2001-08-30Sold$229,900

For Sale by Agent

AgentMichael Kowalski
BrokerageRedfin Corporation

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