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94 Palmer St, Passaic, NJ, 07055

3beds
2baths
--sqft
$599,000
--price/sqft
$4,710/moest. monthly cost
$188,400/yrincome needed

About This Home

Well maintained 3-bedroom, one and a half-bath single-family home offering comfort, functionality, and move-in-ready condition. The first floor features a spacious living room, formal dining room, updated eat-in kitchen with granite countertops, custom cabinetry, tile backsplash, stainless steel appliances. Upstairs offers three generously sized bedrooms and a full bath. Recent improvements include a 3-year-old roof. Enjoy paved backyard with a covered pergola, ideal for entertaining, plus a shed for storage and additional off-street parking. Conveniently located near schools, parks, shopping, major highways, and public transportation.

Getting Around

73
WalkingVery Walkable
51
TransitGood Transit
45
BikeSomewhat Bikeable

Schools

3/10
Number 3 Mario J DragoGrades PK-80.2 mi
2/10
Passaic High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Range/Oven-Gas,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Third

Features

  • Flooring: Vinyl-Linoleum,Wood

Heating & Cooling

  • Heating features: 1 Unit,Radiators - Steam,Natural Gas
  • Cooling features: Window Unit(s)

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Pantry,Separate Dining Area
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2507012900000000260000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 20 x 108 17 x 74

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$361$4,332
Property Taxes $1,128$13,536
Electricity $193$2,318
Total$4,710$56,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,485/yr
40% on housing$141,300/yr
45% on housing$125,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07055$384
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07055$312
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$599,000
2003-10-20Sold$50,000

For Sale by Agent

AgentHipolita Frias-tineo
BrokerageModern Realty Group

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