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31 Ackerson Pl, Passaic, NJ, 07055

3beds
3baths
--sqft
$645,000
--price/sqft
$5,057/moest. monthly cost
$202,280/yrincome needed

About This Home

Charming updated Cape style home featuring 3 bedroom and 3 full bathrooms. Enjoy an updated granite kitchen with s/s appliances, newly renovated bathrooms, central air conditioning, and a new roof. A nice yard with a garage offers great space for entertaining. This home is centrally located near shopping and easy access to highways. A great move-in ready find!

Getting Around

57
WalkingSomewhat Walkable
49
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

3/10
Number 3 Mario J DragoGrades PK-80.5 mi
2/10
Passaic High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Cooperative
  • Architectural style: Cape Cod
  • Property subType: Stock Cooperative,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Gas,Refrigerator
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Great Room, Laundry Room, Office

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2507012950000000660000

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 45 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway-Exclusive,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$389$4,668
Property Taxes $1,214$14,568
Electricity $193$2,318
Total$5,057$60,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,382/yr
40% on housing$151,710/yr
45% on housing$134,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07055$383
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07055$312
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$645,000
2025-03-16Listing removed--
2025-01-15Listed for sale$575,000
2021-03-06Listing removed--
2015-10-21Sold$2,190
2015-10-04Listing removed$2,190
2015-09-08Listed for rent$2,190
2010-08-01Listing removed$263,900
2010-04-04Price change$263,900
2009-09-19Listed for sale$299,000
2002-07-18Sold$235,000

For Sale by Agent

AgentShaindel Silberberg
BrokerageAron Realty, Llc.

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