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264 Sherman St, Passaic, NJ, 07055

3beds
1baths
1,286sqft
$395,000
$307price/sqft
$3,171/moest. monthly cost
$126,840/yrincome needed

About This Home

Some homes ask you to imagine. This one already lived the answer. A Colonial that opens through an enclosed porch onto wood floors, a formal dining room, and a galley kitchen engineered for real cooking. Three bedrooms wait upstairs, one ready to serve as your office or dressing room the day you move in. The full bath comes with a walk-in shower. Below, a dry basement on a sump pump holds your life's overflow and walks you out to the patio. Past the stone, cultivated earth sits ready for your hands. The backyard is the perfect place to entertain and gather a crowd, built for the kind of summer that pulls the whole block over. Hospitals near. Retail near. NYC an easy commute. Schools, restaurants, parks, all within a walk. Passaic, on foot, in full. See it before someone else claims it.

Getting Around

87
WalkingVery Walkable
55
TransitGood Transit
56
BikeBikeable

Schools

4/10
Number 19 Daniel F RyanGrades 1-80.3 mi
2/10
Passaic High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished,Walk-Out Access,Sump Pump

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,286
  • Total interior livable area: 1,286 sqft

Kitchen

  • Features: Galley Type
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2507021780000000300000
  • Exclusions: Range and Refrigerator

Features

  • Patio & porch: Enclosed Porch(es),Patio,Screened Patio/Porch
  • Fencing: Wood

Lot

  • Lot size: 2,178 sqft
  • Features: Level
  • Lot size dimensions: 31.5 x 70

Parking

  • Parking features: On Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$238$2,856
Property Taxes $743$8,916
Electricity $193$2,318
Total$3,171$38,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,720/yr
40% on housing$95,130/yr
45% on housing$84,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 07055$386
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07055$312
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$395,000
2026-07-25Listed for sale$395,000
2016-04-04Sold$125,000
2015-10-19Listing removed$159,000
2015-10-12Listed for sale$159,000
2014-07-18Listing removed$159,000
2014-01-10Listed for sale$159,000
2013-08-20Listing removed$159,000
2013-05-30Listed for sale$159,000
2012-06-09Listing removed$185,000
2012-03-27Listed for sale$185,000
2010-10-08Sold$94,050
2010-07-03Pending sale$119,900
2010-06-24Sold$265,369
2010-06-20Listed for sale$119,900
2008-03-12Sold$250,000

For Sale by Agent

AgentLamont Byrd
BrokerageLpt Realty

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