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279 N 4Th St, Paterson, NJ, 07522

6beds
2baths
0sqft
$499,000
--price/sqft
$3,896/moest. monthly cost
$155,840/yrincome needed

About This Home

Great two-family opportunity in Paterson featuring two units with flexible living space. One unit offers 2 bedrooms and 1 bath, while the second unit provides 4 bedrooms and 1 bathrooms. New updates throughout the property, offering flexibility for owner-occupants or investors. Additional features include an unfinished basement suitable for storage and a nice-sized backyard. Conveniently located near local amenities and transportation.

Getting Around

68
WalkingSomewhat Walkable
34
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

3/10
School 12Grades K-80.1 mi
1/10
Newcomers High SchoolGrades 9-121.0 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Attic,Eat-In Kitchen

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2508001010000000040000

Features

  • Levels: 3-Three Story
  • Stories: 3
  • Patio & porch: Deck

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$241$2,892
Property Taxes $939$11,268
Electricity $193$2,318
Total$3,896$46,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,577/yr
40% on housing$116,880/yr
45% on housing$103,893/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07522$294
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07522$288
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$499,000
2026-01-02Sold$315,000
2020-03-23Sold$180,000
2004-03-02Sold$180,000
1996-01-18Sold$90,000

For Sale by Agent

AgentCorey Skaggs
BrokerageHoward Hanna Rand Realty

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