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210 Temple St #212, Paterson, NJ, 07522

2beds
2baths
--sqft
$599,000
--price/sqft
$4,639/moest. monthly cost
$185,560/yrincome needed

About This Home

Located in the vibrant city of Paterson and just minutes from Haledon, this well-maintained duplex investment opportunity offers immediate income with significant upside potential. Renovated in 2022, the property features two identical 1-bedroom, 1-bathroom units, each thoughtfully updated and ideal for steady rental demand. Savvy investors will appreciate the additional value-add potential, as the partially finished attic and basement present opportunities for expanded use or additional rental income. The property also includes a large detached garage and a driveway accommodating up to four vehicles, a rare and desirable amenity for tenants in this area. Conveniently located near public transportation, shopping, and major commuter routes. Whether you're looking to expand your portfolio with a stable multi-family asset or unlock additional income through future improvements, this property offers both current cash flow and long-term growth potential. Contact us today to book your private tour!

Getting Around

80
WalkingVery Walkable
47
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

1/10
Newcomers High SchoolGrades 9-120.9 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Property

Details

  • Parcel number: 0800416000000013

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$290$3,480
Property Taxes $1,128$13,536
Electricity $193$2,318
Total$4,639$55,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,051/yr
40% on housing$139,170/yr
45% on housing$123,706/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07522$293
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07522$288
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Price change$599,000
2026-03-16Listed for sale$630,000
2022-08-16Sold$496,000
2022-03-18Sold$255,000
2022-01-26Contingent$199,900
2022-01-11Listed for sale$199,900
2021-05-03Sold$165,000
2009-06-09Sold$65,000
2008-07-18Sold$231,578
2006-07-14Sold$270,000

For Sale by Agent

AgentAmalie Thomas
BrokerageAmalie Industries LLC

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