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135 N 4Th St, Paterson, NJ, 07522

7beds
3baths
0sqft
$499,000
--price/sqft
$3,896/moest. monthly cost
$155,840/yrincome needed

About This Home

Spacious property in Paterson, NJ offering a strong investment opportunity or owner-occupant setup. Features a total of 7 bedrooms and 3 full bathrooms with generous layouts throughout. Includes a partially finished basement providing additional usable space, along with a finished attic that adds flexibility for storage or extended use. Enjoy a welcoming front porch and a functional layout that offers versatility and comfort. Conveniently located near public transportation, schools, shopping, and major highways making it attractive for convenience, rental potential, and long-term value.

Getting Around

74
WalkingVery Walkable
53
TransitGood Transit
23
BikeSomewhat Bikeable

Schools

3/10
School 12Grades K-80.2 mi
1/10
Newcomers High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Range/Oven - Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Kitchen,Living Room,Living/Dining Room,Attic

Heating

  • Heating features: 2 Units,Baseboard - Hotwater,Natural Gas

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2508005040000000220000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$241$2,892
Property Taxes $939$11,268
Electricity $193$2,318
Total$3,896$46,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,577/yr
40% on housing$116,880/yr
45% on housing$103,893/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07522$294
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07522$288
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$499,000
2026-06-08Contingent$499,000
2026-06-08Pending sale$499,000
2026-05-21Listed for sale$499,000
2020-07-08Sold$275,000
2019-11-14Listed for sale$285,000
2019-10-01Listing removed$285,000
2019-08-28Listed for sale$285,000
2010-06-14Sold$64,900
2010-03-09Sold$64,900
2009-08-12Sold$335,000
2005-09-20Sold$285,000
2005-04-08Sold$190,000
1999-12-28Sold$125,000
1998-04-30Sold$38,666

For Sale by Agent

AgentNaeem Boucher
BrokerageExp Realty, Llc

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