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459 E 23rd St, Paterson, NJ, 07514

4beds
3baths
--sqft
$459,999
--price/sqft
$3,607/moest. monthly cost
$144,280/yrincome needed

About This Home

Colonial with enclosed porch, living rm, din rm, eik, 1/2 bath on first floor. Second floor consists of 3 bedrooms and full bath. Walk up to the third floor and attic finished with an additional large bdrm. The basement has 2 finished additional rms, utility room, laundry area, storage and full bath. Above ground oil storage tank located in rear yard in custom shed.

Getting Around

79
WalkingVery Walkable
42
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
School 21Grades PK-80.1 mi
5/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Free-Standing Freezer,Range/Oven-Gas,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Laundry Room, Office, Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Walk-Out Access

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Ceilings,Utility Room,Office,Storage Room
  • Window features: Blinds
  • Flooring: Wood

Heating & Cooling

  • Heating features: 1 Unit,Oil Tank Above Ground - Outside
  • Cooling features: Wall Unit(s)

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2508033050000000300000

Features

  • Patio & porch: Enclosed Porch(es)
  • Exterior features: Curbs,Sidewalk

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$222$2,664
Property Taxes $866$10,392
Electricity $193$2,318
Total$3,607$43,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,668/yr
40% on housing$108,210/yr
45% on housing$96,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07514$369
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07514$243
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$479,999
2026-03-21Price change$489,000
2026-01-19Listed for sale$499,000

For Sale by Agent

AgentDebra A. Flower
BrokerageRealty Executives Exceptional

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