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446 E 24Th St, Paterson, NJ, 07514

4beds
2.1baths
0sqft
$499,000
--price/sqft
$3,896/moest. monthly cost
$155,840/yrincome needed

About This Home

Great opportunity to own this well-maintained two-family home in the heart of Paterson. The first-floor unit offers a comfortable two-bedroom layout, while the second-floor features three bedrooms with updated finishes and bright living areas. Each unit has separate utilities and private entrances, offering flexibility for an owner-occupant or investor. Conveniently located near major highways, NJ Transit, schools, and shopping, this property provides an easy commute to New York City. A private backyard and off-street parking complete this versatile home perfect for generating rental income or living in one unit while renting the other.

Getting Around

79
WalkingVery Walkable
41
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
School 21Grades PK-80.2 mi
5/10

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,See Remarks

Basement

  • Has basement: Yes
  • Basement: Yes,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2.1
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bedrooms,Eat-in Kitchen,Living Room,See Remarks,Eat-In Kitchen

Heating

  • Heating features: 2 Units,Baseboard - Hotwater,Natural Gas

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2508033050000000160000

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Curbs,See Remarks,Sidewalk

Lot

  • Lot size: 2,613 sqft
  • Features: Level
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: None,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$241$2,892
Property Taxes $939$11,268
Electricity $193$2,318
Total$3,896$46,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,577/yr
40% on housing$116,880/yr
45% on housing$103,893/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07514$368
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07514$243
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$499,000
2026-04-23Listing removed$550,000
2026-03-28Price change$550,000
2026-02-19Price change$575,000
2025-11-04Price change$599,000
2025-10-14Listed for sale$625,000
2022-01-31Sold$300,000
2021-06-12Listed for sale$299,000

For Sale by Agent

AgentEnmanuel Almonte
BrokerageUnited Real Estate

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