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142-144 Pearl St, Paterson, NJ, 07501

4beds
2baths
--sqft
$399,999
--price/sqft
$3,183/moest. monthly cost
$127,320/yrincome needed

About This Home

YOU DON'T WANT TO MISS THIS ONE!! Welcome to this meticulously maintained 4-bedroom, 1.5-bath home offering comfort, space, and charm. Oak kitchen cabinets, updated bathrooms and beautiful hardwood floors add warmth and style, while the pride of ownership is evident in every room. Enjoy central air, generous closet space, a "Jack and Jill" bathroom design, and plenty of additional storage throughout the home. The finished basement provides extra living space perfect for a family room, home office, or gym as well as a laundry room with a utility sink. Step outside to a beautiful private paver patio, ideal for relaxing or entertaining guests. Additional parking is also available, adding convenience for homeowners and visitors alike. Close to stores and transportation, this well-cared-for home combines functionality, charm, and move-in-ready appeal; a must-see opportunity!! Quick closing available.

Getting Around

91
WalkingWalker's Paradise
59
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

1/10
Eastside High SchoolGrades 9-120.1 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Electric,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second
  • Area: 228

Bedroom2

  • Level: Second
  • Area: 99

Bedroom3

  • Level: Second
  • Area: 90

Bedroom4

  • Level: Basement
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 120

Family Room

  • Level: First

Features

  • Flooring: Laminate,Tile,Wood
  • Common walls with other units/homes: 2+ Common Walls,Townhouse-Interior

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Separate Dining Area
  • Level: First
  • Area: 88

Living Room

  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 2508042110000000180000
  • Attached to another structure: Yes

Features

  • Patio & porch: Patio

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 20 x 71.67

Parking

  • Parking features: 2 Car Width,Asphalt,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$215$2,580
Property Taxes $753$9,036
Electricity $193$2,318
Total$3,183$38,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,131/yr
40% on housing$95,490/yr
45% on housing$84,880/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07501$287
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07501$267
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Pending sale$399,999
2026-07-21Price change$399,999
2026-07-15Price change$405,000
2026-07-02Price change$419,000
2026-06-22Price change$425,000
2026-05-27Listed for sale$435,000
2015-10-15Listing removed$65,000
2015-10-01Listed for sale$65,000
2012-06-15Listing removed$79,000
2012-06-13Listed for sale$79,000
2007-11-19Sold$206,000

For Sale by Agent

AgentJennifer Mccarthy
BrokerageColdwell Banker Realty

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