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58 Henderson St, Paterson, NJ, 07501

2beds
2baths
--sqft
$419,900
--price/sqft
$3,332/moest. monthly cost
$133,280/yrincome needed

About This Home

Renovated, beautiful residential home in a desirable neighborhood, near Garrett Mountains! Excellent condition and move in ready. Home includes 2 bedrooms, with balcony in master bedroom, 1.5 bathrooms, living room, kitchen/dining room combo, with bonus room in the basement. Driveway, central a/c and heat throughout with hardwood floors, newer roof and siding. LOW TAXES!!!!

Getting Around

61
WalkingSomewhat Walkable
45
TransitSome Transit
50
BikeBikeable

Schools

2/10
School 7Grades K-50.1 mi
4/10
Joseph A. Taub SchoolGrades 6-80.5 mi
5/10
International High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Cent Register Heat,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 2508049040000000100000

Lot

  • Lot size: 2,613 sqft
  • Features: Open Lot
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: Driveway-Exclusive,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$226$2,712
Property Taxes $790$9,480
Electricity $193$2,318
Total$3,332$39,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,240/yr
40% on housing$99,960/yr
45% on housing$88,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07501$287
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07501$267
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$419,900
2026-06-08Listed for sale$449,900
2010-06-23Sold$130,000
2009-11-26Listed for sale$149,900

For Sale by Agent

AgentCarlos L. Alejo
BrokerageModern Realty Group

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