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171 20Th Ave, Paterson, NJ, 07501

4beds
2baths
--sqft
$429,999
--price/sqft
$3,407/moest. monthly cost
$136,280/yrincome needed

About This Home

Beautifully renovated home in the heart of Paterson offering a modern open-concept layout perfect for today's lifestyle. The spacious living room flows seamlessly into the updated kitchen, creating an ideal space for both everyday living and entertaining. This home features 4 bedrooms and 1.5 bathrooms, including a convenient half bath on the first floor with washer and dryer hookups. Additional highlights include an unfinished basement offering great storage or future potential. Conveniently located near major routes, houses of worship, parks, and more this home combines comfort, style, and accessibility.

Getting Around

82
WalkingVery Walkable
60
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

3/10
School 15Grades PK-50.2 mi
--
School 11 (Newcomers)Grades 3-110.3 mi
2/10

Construction

Condition

  • Year built: 1700

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Kitchen Exhaust Fan,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl-Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiators - Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 2508063160000000220000

Lot

  • Lot size: 2,178 sqft
  • Features: Level
  • Lot size dimensions: 50 x 40

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$231$2,772
Property Taxes $809$9,708
Electricity $193$2,318
Total$3,407$40,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,811/yr
40% on housing$102,210/yr
45% on housing$90,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07501$287
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07501$267
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$489,000
2025-08-14Sold$250,000

For Sale by Agent

AgentMarcely Garcia-espinal
BrokerageReal

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