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190 Totowa Rd, Totowa, NJ, 07512

5beds
3baths
1,762sqft
$749,999
$426price/sqft
$5,571/moest. monthly cost
$222,840/yrincome needed

About This Home

Welcome to this beautifully maintained spacious all brick Colonial home in the heart of Totowa, showcasing timeless charm blended with modern comfort. This spacious 5-bedroom, 2.5 bath home features sun filled living areas, gleaming hardwood floors, and a large eat in kitchen ideal for gatherings. The formal dining room flows into an inviting family room perfect for relaxing or entertaining. Upstairs, generously sized bedrooms include a bright primary suite with ample closet space. A full basement, walk up attic, and detached two car garage offer added versatility. Conveniently located near Routes 46, 80, and 23, with easy access to shopping, dining, parks, great schools, and the Wayne Transit Center for effortless NYC commuting.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

3/10
Memorial Middle SchoolGrades PK-30.2 mi
5/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Other,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,762 sqft

Property

Details

  • Parcel number: 1200016000000004

Features

  • Exterior features: Brick,Metal

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$173$2,076
Property Taxes $1,412$16,944
Electricity $194$2,330
Total$5,571$66,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,005/yr
40% on housing$167,130/yr
45% on housing$148,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 07512$439
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07512$394
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$799,999
2026-04-27Listing removed$799,000
2026-01-26Listed for sale$799,000
2026-01-13Listing removed$899,000
2025-11-11Listed for sale$899,000
2013-09-20Sold$200,000
2013-03-20Pending sale$249,000
2013-01-10Price change$249,000
2012-12-04Price change$279,000
2012-11-25Price change$299,000
2012-11-19Price change$320,000
2012-11-17Price change$299,000
2012-10-15Price change$320,000
2012-09-17Listed for sale$349,000
2011-04-02Listing removed$379,900
2010-06-06Price change$379,900
2010-02-24Listed for sale$379,000

For Sale by Owner

AgentProperty Owner

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