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150 Boyle Ave, Totowa, NJ, 07512

3beds
2baths
1,536sqft
$529,000
$344price/sqft
$3,985/moest. monthly cost
$159,400/yrincome needed

About This Home

Charming Colonial-style home in Totowa offering a warm and inviting layout. The first floor features an enclosed, heated front porch, a spacious living room, formal dining room, and an eat-in kitchen. Upstairs, you'll find three comfortable bedrooms and a full bathroom. The finished basement adds valuable living space, complete with a summer kitchen, family room, full bathroom, utility room, and two storage closets. Enjoy outdoor living in the fenced backyard, along with the convenience of a detached one-car garage. Ideally located near shopping, dining, and public transportation for easy everyday living.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Memorial Middle SchoolGrades PK-30.3 mi
5/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Wall Oven(s) - Gas
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Family Room, Kitchen, Laundry Room, Outside Entrance, Storage Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • Flooring: Laminate,Tile,Vinyl-Linoleum

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 2512000340000000070000

Features

  • Fencing: Metal Fence

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 40 x 90

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$122$1,464
Property Taxes $996$11,952
Electricity $193$2,318
Total$3,985$47,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,628/yr
40% on housing$119,550/yr
45% on housing$106,266/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 07512$445
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07512$394
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$529,000
2026-07-13Listing removed$539,000
2026-06-11Price change$539,000
2026-05-27Listed for sale$549,000
2026-04-10Pending sale$549,000
2026-03-30Listed for sale$549,000
2026-03-14Listing removed--
2026-02-06Listed for sale$549,500

For Sale by Agent

AgentJoseph Vecchione
BrokerageHoward Hanna Rand Realty

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