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92 Anderson Ave, Totowa, NJ, 07512

3beds
2baths
1,632sqft
$639,998
$392price/sqft
$4,781/moest. monthly cost
$191,240/yrincome needed

About This Home

This beautifully renovated home offers the perfect combination of modern updates, flexible living space, and an unbeatable location. Featuring 3 bedrooms, 2 full bathrooms, and a thoughtfully designed layout, this move-in-ready home has been extensively upgraded from top to bottom. The spacious second-floor primary suite serves as a private retreat with its own full bathroom, while the main level offers comfortable living spaces with gleaming hardwood floors. The updated kitchen features granite countertops, stainless steel appliances, and open concept flow seamlessly transitions into the dining area, making it ideal for everyday living and hosting guests. Major improvements include a newer roof, siding, windows, HVAC system, plumbing, and electrical, providing peace of mind for years to come. The full unfinished basement offers endless possibilities for storage, a home gym, workshop, or future finished living space. Situated few blocks off Union Blvd this home is conveniently located near parks, schools, shopping, restaurants, and major highways for an easy commute. Don't miss the opportunity to own this beautifully updated home in one of Totowa's most convenient locations.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Memorial Middle SchoolGrades PK-30.4 mi
5/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Soaking Tub

Property

Details

  • Parcel number: 2512000780000000280000

Lot

  • Lot size: 5,662 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 60 x 92 51 x 120

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Driveway-Exclusive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$147$1,764
Property Taxes $1,205$14,460
Electricity $193$2,318
Total$4,781$57,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,920/yr
40% on housing$143,430/yr
45% on housing$127,493/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 07512$442
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07512$394
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$639,998
2019-04-09Sold$395,000
2019-01-26Listed for sale$399,000
2018-11-15Listing removed$399,000
2018-11-12Pending sale$399,000
2018-10-12Price change$399,000
2018-10-06Listed for sale$424,900
2018-05-22Sold$131,100

For Sale by Agent

AgentYavuz Bayram
BrokerageKeller Williams Park Views

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