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442 Riverview Dr, Totowa, NJ, 07512

2beds
2baths
--sqft
$549,000
--price/sqft
$4,128/moest. monthly cost
$165,120/yrincome needed

About This Home

Lovingly maintained and move-in ready, this charming Colonial is filled with warmth, character, and natural light. Perfect for a first-time buyer, down-sizer, or anyone looking for a home that's been truly cared for. Relax on the inviting front porch before stepping into a spacious sun-filled living room. The open-concept kitchen with peninsula flows into the dining area, creating an ideal layout for everyday living and entertaining. A convenient first-floor powder room completes the main level. Upstairs offers two exceptionally large bedrooms and a full bath, providing plenty of flexibility for a home office, reading area, or simply extra space to spread out. The full walkout basement offers abundant storage and future potential. Step outside to a large deck overlooking the oversized, fully fenced backyard?perfect for BBQs, pets, gardening, or simply relaxing. Bonus parking in front of the home adds everyday convenience. Located in one of Passaic County's most desirable communities, Totowa is known for its low taxes, great schools, neighborhood parks, and unbeatable convenience to Routes 46, 80, 23, the Garden State Parkway, Montclair, shopping, dining, and NYC transportation. Simply unpack and enjoy!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
3/10
Memorial Middle SchoolGrades PK-30.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Gas Cooktop,Dishwasher,Dryer,Refrigerator,Wall Oven(s) - Gas,Washer,Gas Water Heater
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: Laundry Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Walk-Out Access,Sump Pump

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Bathroom
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Kitchen

  • Features: Breakfast Bar
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2512001280000000090000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 75 x 140

Parking

  • Total spaces: 5
  • Parking features: 1 Car Width,Paver Block,Detached Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$126$1,512
Property Taxes $1,033$12,396
Electricity $193$2,318
Total$4,128$49,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,531/yr
40% on housing$123,840/yr
45% on housing$110,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07512$444
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07512$394
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$549,000

For Sale by Agent

AgentMichael J Reddin
BrokerageSerhant New Jersey Llc

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