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633 Totowa Rd, Totowa, NJ, 07512

3beds
3baths
2,456sqft
$699,900
$285price/sqft
$5,288/moest. monthly cost
$211,520/yrincome needed

About This Home

Step through the front door and be introduced to the entry foyer of this 2456 sq. ft. bilevel. Spacious main floor features an open floor plan. The light filled LR warmly welcomes you in, boasting a gorgeous picture window, FDR ready for any large gathering. EIK is truly with the heart of the home and flows seamlessly from DR. Tons of cabinets/counter space. Primary bedroom with en suite bath stall shower enclosure and 2 more generously sized BRS and main bath. Hardwood floors. Ground floor-Family Room, Home Office, gym or playroom, laundry, full bath and utility room. The side entrance provides convenient access to the yard and patio, making outdoor living a breeze. Lots of open green space to garden, entertain guests, outdoor activities or relax & recharge. Fenced in yard with huge storage shed. Corner property. 2 car garage + ample off-street parking in driveway. Conveniently located to parks, schools, dining, shopping and easy access to NYC transportation and most major highways in just minutes. Don't miss the chance to turn this house into your dream home! This feels like home from the moment you walk in. Owner holds NJ RE license.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
3/10
Memorial Middle SchoolGrades PK-30.8 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Laundry Room,Ground Level

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: Ground

Features

  • Bathroom,In-Law Floorplan,Bath(s) Other,Family Room,Office,Utility Room
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Natural Gas
  • Cooling features: 1 Unit,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,456
  • Total interior livable area: 2,456 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2512001540000000260000

Features

  • Levels: Bi-Level
  • Patio & porch: Patio
  • Exterior features: Curbs
  • Fencing: Privacy

Lot

  • Lot size: 8,276 sqft
  • Features: Level
  • Lot size dimensions: .19 ACRE

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$161$1,932
Property Taxes $1,318$15,816
Electricity $270$3,248
Total$5,288$63,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,302/yr
40% on housing$158,640/yr
45% on housing$141,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 07512$445
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07512$394
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$699,900
1993-12-07Sold$214,000

For Sale by Agent

AgentJohn Nicosia
BrokerageC-21 Gold Properties Realty

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